Terms of Use
Last updated 7 October 2026 · Version 2026-10-07
Draft, pending legal review. Items in brackets are still to be confirmed.
These terms govern your use of hedged.finance, app.hedged.finance and the documentation (the "Services"), operated by [Legal entity — to be confirmed] ("we"). By using the Services you agree to them. If you do not agree, do not use the Services.
Beta software
The Services are a beta. They run on a test network (Base Sepolia) with tokens that have no monetary value, and they change without notice. Features may be added, altered or removed, and markets may be closed and redeployed.
The Services are provided "as is" and "as available", without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose and non-infringement.
What the Services are
The Services are an interface to smart contracts that quote and settle interest rate swaps against lending positions on third-party protocols such as Aave and Morpho. We do not take custody of your assets, hold your keys, or act on your behalf. Every transaction is one you sign in your own wallet.
Nothing in the Services is investment, financial, legal or tax advice. Figures shown on the marketing site are illustrative.
Third-party protocols
Hedging a loan relies on the lending protocol that holds it. Your use of those protocols is governed by their own terms, which we do not control.
Accessing the Morpho Protocol through this app is governed by these Terms of Use and Morpho's Disclaimer (https://morpho.org/disclaimers/).
Your responsibilities
You are responsible for your wallet, your keys and every transaction you sign, and for understanding the risks set out in the Risk Disclosure before you use the Services.
You will not use the Services to break any law, to interfere with their operation, or to obtain access you are not entitled to.
Eligibility
You must be of legal age to form a binding contract. The Services are not offered to persons in, or residents of, [Restricted territories — to be confirmed; at minimum, jurisdictions under comprehensive sanctions], nor to persons on any sanctions list. Using a VPN or similar tool to get around these restrictions is prohibited.
Limitation of liability
To the fullest extent the law allows, we are not liable for any loss arising from your use of the Services, including loss caused by smart contract failures, bugs, attacks, network outages, third-party protocols or your own errors.
Changes
We may update these terms. The version and date at the top of each page change when we do, and the app asks you to accept the new version before you continue.
Governing law
[Governing law and courts — to be confirmed]